Tim Moffitt
- 20+ years lending experience as a Retail Banking Center Manager and as a Mortgage Loan Officer working for various banks in the Midwest.
- As a Retail Branch Manager, Tim underwrote auto loans, secured & unsecured installment loans, lines of credit, credit cards, and other retail loan products.
- As a Mortgage Loan Officer, Tim originated FHA, VA, and Conventional Mortgage Loans as well as specialized portfolio loan products.
- Tim conducted first time home buyers training seminars to teach borrowers how to increase their credit scores in order to qualify for down payment assistance.
- Tim has a passion for helping those with "less than perfect" credit to build, restore and protect their credit profiles in order to fulfill their dreams and live the lives they desire.
Andis Tamayo
- Andis was born and raised in Cuba. He came in a boat from that country in 1991. After his arrival in the US, he worked in different jobs while also attending school. Andis now holds a BS degree in Computer Engineering from FAU, an MS degree in Industrial and Organizational Psychology from Carlos Albizu University, and a Doctorate degree in Organizational Development from Barry University.
- Andis comes to Umbrella Credit Services with five years of experiences of running a nonprofit organization, as he founded and runs the Renand Foundation, an NGO in Haiti that focuses on saving children from becoming victims of human trafficking.
- Andis’ passion is to make a difference in the lives of others and so they can create a better future for themselves.
